Cyber Risk and Insurance
By: Geoff Kinsella
In the third book of the collection, we explore the evolution of cyber insurance, explain the coverage and its advantages, and offer some insight into the risk management considerations for businesses around cyber risk and how the market may evolve in the future.
You often hear it said by cyber security experts that ‘it is not just a matter of time before you are hacked, you probably have been already!’ So when things do go wrong, it is important to have a risk management programme in place to help your business mitigate the impact of a cyber event. Cyber insurance should form part of your risk management response.
With the increasing digital threat landscape inwhichbusinesses operate, it is paramount to assess, mitigate and protect against cyber risk. Cyber insurance should form an integral part of any cyber security risk management approach. The additional support received both pre and post loss from many cyber insurers will be of great benefit to any organisation.
Index
- Cyber risk – a growing threat
- What does a cyber insurance policy cover?
- Risk Management Considerations
- Conclusion
- Appendix: Insurance Claims Examples
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